Free iPhone Apps

I am still enjoying the perks that come with a smartphone. If you own one, you know that they can get expensive quickly even if you are not exceeding your calling limits. Purchasing applications, ring tones and accessories adds up quickly, but it doesn't always have to empty your wallet.

Since purchasing my Apple iPhone 3Gs a few months ago, I have not yet paid for a single application. I would estimate my savings in the hundreds of dollars as prices vary depending on the app. Among the 100+ applications, I have various subjects, tools, games, and even doodads that cost me simply the time to download.

Listed from (previously) most expensive to least, Free App Alert notifies you of iPhone applications that cost you nothing! Every day there are 20-60 applications that are new or on sale for FREE with the hopes of getting more acceptance. There is no need to sign up or pay a thing. So if you want free iphone apps, Free App Alert is the place to be.

Free Credit Report

Keeping track of finances can be difficult and cumbersome at times. When checking for your credit reports it is important to know that you can access these for FREE, despite what other sites may say. Many are actually out to make you think they are free, and then they require signing up for their service, not in this case. Checking your report is a good thing to do regularly to ensure you are not a victim of fraud.

In order to get a reporting of your credit history you have to know a few things in advance. The site posted below will offer three different reports through three different companies. Each is free, BUT you can only use one service in a 12 month period. If you set up a calendar to check your report with one service every 4 months, you will be able to get reports all year round to ensure the safety of your credit. An example of this would be to use Experian in January, Equifax in May, and Transunion in September. Then repeat the cycle each year for regular updates and changes.

1. Go to Annual Credit Report
2. Enter your current state in the drop down menu
3. Click on the "Request Report" button
4. Fill in the required information - this is used to verify your data for security purposes
5. They will ask you a series of questions to authenticate your information
6. Select ONE service to get your current credit report
7. Either print or save the report for your personal records
8. Verify the data for accuracy