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Thursday, December 30, 2010

Gift Card Exchange

Holiday shopping may be over, but everyone is still looking for a great deal or a way to return those gifts that just didn't make the cut. Cardpool provides a unique opportunity to trade in your unwanted gift cards for cards you would rather have. In as little as 30 seconds you could be making cash from your unwanted gift cards! They are offering up to 92% cash for your gift cards.

If you are shopping for a gift card, why pay full price? Again, Cardpool comes to the rescue with discount gift cards up to 30% off retail prices! There is no better way to stretch your money than to get more for less.
  • Trade, buy or sell gift cards
  • Free shipping
  • 100 day return policy
So go looking for all those cards you are not using and exchange them for ones that suit your style. Simply sign up here, enter the card merchant, tell them how much your card is worth and they will give you a quote. If you trade it for Amazon credit, they will offer more than the cash back method and faster too.

Saturday, September 18, 2010

Fast Cash for Your Home

On a lucky day you may find a penny on your way to the mailbox. Other days it may be a bill, but it's not every day that you can make serious cash. With the housing market in a lull and so many on the verge of moving to avoid falling prices, there is a flurry of home owners trying to sell. This means if you are trying to sell your home it is going to be very difficult. Here is your chance if you are trying to get out and move on!

By simply submitting your zip code for analysis, you can take part in this unique opportunity. No matter the condition of your home, its location, or the price range, they want to pay cash for your home. In minutes your home could be taken care of and you could be worrying about more important things. Just by entering your zip code you can see how many other home owners have been helped in your area. Click here for more details.

Thursday, September 9, 2010

Short Term Loans

Sometimes you can get away with free prizes, great discounts, or even extra cash. Occasionally you may have to pay that money back with interest, but if you are in a bind and really need the money now, payday loans may get you the money you need. It is fast and will provide you with the money you need quickly.

A payday loan comes to you as a cash advance for a short period. They commonly come with no credit check so more people are able to access the funds. It is important to know that the binding agreement may have elevated interest rates requiring you to pay more in the long run. Be sure to read the fine print of any agreement before authorizing your approval.

Interest rates aside, there are some instances when the bills can't wait and you simply need fast cash. It is for this reason that these companies are springing up everywhere. The smart spender will have savings for a rainy day, but should you need to use these services, repay your loan as quickly as possible to avoid extra charges. Be wise up front and reap the benefits later.

Sunday, September 5, 2010

Save 50-90% Every Day

If you are not already using Groupon, you should be wondering why not. At least that was the first thought I had when I finally found the time to check it out. I have saved hundreds of dollars in only the first few weeks of use and I intend to continue the savings as more opportunity arises.

Groupon works by offering a significant savings to customers on various local offerings. When a minimum number of sales have been made on that particular item, the coupons become activated. If it doesn't meet the minimum number, you get a refund. With everything from restaurants and activities to retail stores and spas, you are sure to find something that will save 50-90%.

Head on over to Groupon, sign up for FREE and start saving today. These make great gifts and if you plan to travel, be sure to check out the latest deals in your destination city!

Sunday, August 15, 2010

Paid Research

We've all seen the ads for getting paid to do research, but how many of us actually do them? If you are lucky and live in a bigger city, you might have more opportunity than you know. There are various avenues one could take. For example if you are willing to get paid for testing drugs and medical procedures you might check out one of these two sites:
  1. ClinicalTrials.gov
  2. ClinicalConnection.com
If you have a little extra time on your hands perform a quick search of your surrounding area via Craig's List for "Volunteer" positions. Many times these are paid opportunities that are close to home. Even a simple Google search for "paid research" + your town will bring up local focus groups that are paying for your opinion on products or services.

I was lucky enough to join a group that tests oral hygiene products on a regular basis. When I finish one study, they sign me up for the next and it goes all year until I am done. The best part is that these are products that I would normally use and they are already approved by the FDA. As you can see, with some investigation on your part, you too can make your thin wallet a little thicker.

Wednesday, July 21, 2010

Mail Decoy

Who doesn't like to receive a little mail every now and then? Unfortunately, much of the USPS revenue comes from third class or "junk" mail that is delivered every day. If they can get paid to deliver it, why not get paid to receive it?

Mail decoy programs use your current address at home or work to send mail from various sources to ensure that client mail is being delivered without damage and on time. As an agent you will receive pieces of mail, catalogs, magazines or products. Simply log into their online database and answer a few simple questions about the mail and earn a little spending cash. It takes time to build up a steady flow of mail and most pieces only pay $0.25 each, but it's easy money and free magazines.

A couple of the better known and more reputable programs are The Hauser Group and US Monitor. By using the following links, you can apply for positions with each company: The Hauser Group and US Monitor. Commonly, they will only have one position per zip code. Now lets see if my mail has been delivered yet!

Sunday, March 21, 2010

Free iPhone Apps

I am still enjoying the perks that come with a smartphone. If you own one, you know that they can get expensive quickly even if you are not exceeding your calling limits. Purchasing applications, ring tones and accessories adds up quickly, but it doesn't always have to empty your wallet.

Since purchasing my Apple iPhone 3Gs a few months ago, I have not yet paid for a single application. I would estimate my savings in the hundreds of dollars as prices vary depending on the app. Among the 100+ applications, I have various subjects, tools, games, and even doodads that cost me simply the time to download.

Listed from (previously) most expensive to least, Free App Alert notifies you of iPhone applications that cost you nothing! Every day there are 20-60 applications that are new or on sale for FREE with the hopes of getting more acceptance. There is no need to sign up or pay a thing. So if you want free iphone apps, Free App Alert is the place to be.

Sunday, February 21, 2010

Free Credit Report

Keeping track of finances can be difficult and cumbersome at times. When checking for your credit reports it is important to know that you can access these for FREE, despite what other sites may say. Many are actually out to make you think they are free, and then they require signing up for their service, not in this case. Checking your report is a good thing to do regularly to ensure you are not a victim of fraud.

In order to get a reporting of your credit history you have to know a few things in advance. The site posted below will offer three different reports through three different companies. Each is free, BUT you can only use one service in a 12 month period. If you set up a calendar to check your report with one service every 4 months, you will be able to get reports all year round to ensure the safety of your credit. An example of this would be to use Experian in January, Equifax in May, and Transunion in September. Then repeat the cycle each year for regular updates and changes.

  1. Go to Annual Credit Report
  2. Enter your current state in the drop down menu
  3. Click on the "Request Report" button
  4. Fill in the required information - this is used to verify your data for security purposes
  5. They will ask you a series of questions to authenticate your information
  6. Select ONE service to get your current credit report
  7. Either print or save the report for your personal records
  8. Verify the data for accuracy

Sunday, January 31, 2010

50% Textbooks

Getting weighed down by all those textbooks? Is your wallet getting too thin? In an effort to go green and save you money in the long run, CourseSmart has opened its virtual eTextbook store. With over 8,000 titles available and an average savings of $60 per book, you are sure to find that overweight and overpriced textbook more appealing than ever.

Whether you want it on your computer or your phone, your textbooks are available wherever you go. Consider saving a tree, saving your back, and saving some money the next time you need a textbook by checking out the deals they have to offer. Save 50% on your class textbooks at coursesmart.com

Tuesday, January 12, 2010

Earn $$ Online

Do you like sharing your thoughts, knowledge, or talents with the online community? Why not make a little money on the side doing something you enjoy? Triond is a web community that pays you for submitting content on their site.

With a few articles, photos, videos or audio files, you are sure to see a little revenue. How easy would it be to take a picture once a week, or write a poem in a few minutes? In due time you will have fans and earn money on the internet.

  1. Join the Triond community here
  2. Create content (text, photo, video, or audio)
  3. Submit your content
  4. Triond will post your content to relevant sites that have viewers
  5. Earn money and avoid a thin wallet